Free Tennessee hourly paycheck calculator for 2026. Enter your hourly wage and overtime hours to see instant take-home pay with 0% Tennessee state income tax.
Enter your hourly wage. The Tennessee minimum wage for 2026 is $7.25.
Enter your regular hours per week and any overtime hours. Overtime is paid at 1.5× your hourly rate.
Choose how often you are paid (weekly, every two weeks, twice a month, or monthly) and your federal filing status from your W-4.
Review your instant Tennessee and federal withholding breakdown below.
Your take-home pay per paycheck, per month, and per year updates automatically in real time.
Gross pay is your hourly rate × regular hours, plus overtime hours × rate × 1.5, converted to your pay period. Federal income tax is estimated with the IRS 2026 percentage method for a W-4 with no extra adjustments: annual wages minus the standard deduction, taxed at the 2026 brackets. Social Security is 6.2% of wages up to $184,500, and Medicare is 1.45% (plus 0.9% above $200,000). Tennessee has no state income tax on wages or salaries (and repealed its Hall income tax on investment income in 2021), nor does it have any employee-paid state disability or paid family leave payroll tax. Only federal income tax, Social Security (6.2%), and Medicare (1.45%) are withheld from a Tennessee paycheck.
$7.25 an hour for 40 hours a week, paid every two weeks, filing single. Gross pay is $580.00 per paycheck ($15,080.00 a year). Withheld per paycheck: Federal income tax $0.00, Social Security (6.2%) $35.96, Medicare (1.45%) $8.41. Take-home pay: $535.63 per paycheck, or $13,926.38 a year — about $6.70 per hour worked.
$25.00 an hour for 40 hours a week, paid every two weeks, filing single. Gross pay is $2,000.00 per paycheck ($52,000.00 a year). Withheld per paycheck: Federal income tax $156.15, Social Security (6.2%) $124.00, Medicare (1.45%) $29.00. Take-home pay: $1,690.85 per paycheck, or $43,962.00 a year — about $21.14 per hour worked.
$32.00 an hour for 40 regular hours plus 5 overtime hours a week, paid weekly, filing married. Gross pay is $1,520.00 per paycheck ($79,040.00 a year). Withheld per paycheck: Federal income tax $98.55, Social Security (6.2%) $94.24, Medicare (1.45%) $22.04. Take-home pay: $1,305.17 per paycheck, or $67,868.64 a year — about $29.00 per hour worked.
Find answers to the most common questions about tennessee hourly paycheck calculator.
Tennessee has no state income tax on wages or salaries (and repealed its Hall income tax on investment income in 2021), nor does it have any employee-paid state disability or paid family leave payroll tax. Only federal income tax, Social Security (6.2%), and Medicare (1.45%) are withheld from a Tennessee paycheck. On top of state deductions, every worker pays federal income tax (based on your W-4), Social Security at 6.2%, and Medicare at 1.45%. For a single worker earning $25 an hour full time, total deductions come to about 15% of gross pay.
Tennessee has no state minimum wage statute, so employers covered by the federal Fair Labor Standards Act must pay at least the federal minimum wage of $7.25 per hour ($2.13 cash wage for tipped employees if tips bring total pay to $7.25).
Tennessee follows federal FLSA overtime rules: non-exempt hourly workers earn 1.5× their regular hourly rate for all hours worked beyond 40 in a workweek. Enter your weekly overtime hours in the calculator to include them. Under the federal "no tax on overtime" rule for 2025–2028, you may be able to deduct up to $12,500 of the extra half of your overtime pay ($25,000 if married filing jointly) on your federal return. That deduction is claimed when you file, so it does not lower the withholding shown here unless you adjust your W-4.
No. Tennessee law prohibits cities and counties from levying a local payroll or wage tax on employees. Your net paycheck is identical in Nashville, Memphis, Knoxville, Chattanooga, or anywhere else in the state.
At $20.00 an hour for 40 hours a week, gross pay is $41,600.00 per year ($1,600.00 biweekly). With zero state income tax, a single filer takes home $35,605.60 per year — or $1,369.45 every two weeks — after federal income tax and FICA.
It uses the official 2026 withholding formulas, so for a standard W-4 with no other deductions it should be within a few dollars of your actual paycheck. Your real check will be lower if you have pre-tax deductions like 401(k) contributions or health insurance premiums (those also reduce your income tax), or extra withholding on your W-4. Sources: IRS Rev. Proc. 2025-32, Social Security Administration 2026 wage base, Tennessee Department of Labor and Workforce Development; Tennessee Department of Revenue; U.S. DOL, Fair Labor Standards Act.
Calculations and computational models on QuickBizCalc are verified against published regulatory standards and statutory tax tables:
Publication 15-T (Federal Income Tax Withholding Methods) & Publication 15 (Employer's Tax Guide).
Fair Labor Standards Act (FLSA 29 U.S.C. § 207) regulations on overtime hours, recordkeeping, and minimum wage.
OASDI taxable maximum wage base limits and statutory FICA tax rates (6.2% Social Security + 1.45% Medicare).
Formulas and worked examples are checked against the sources above before publishing. For advice on your own situation, consult a licensed tax professional or accountant.
Tennessee has no state income tax and no employee-paid state payroll taxes, so only federal income tax, Social Security, and Medicare come out of your paycheck.
Net Take-Home Pay per Paycheck
$1,690.85
$43,962.00/year · $3,663.50/month · $21.14/hr net after taxes
Gross Pay
$2,000.00
Total Taxes
$309.15
Effective Tax Rate
15.5%
| Line Item | Per Paycheck | Per Year |
|---|---|---|
| Gross pay | $2,000.00 | $52,000.00 |
| Federal income tax | −$156.15 | −$4,060.00 |
| Social Security (6.2%) | −$124.00 | −$3,224.00 |
| Medicare (1.45%) | −$29.00 | −$754.00 |
| Take-home pay | $1,690.85 | $43,962.00 |
| Period | Gross Pay | Taxes | Net Take-Home |
|---|---|---|---|
| Hourly | $25.00 | −$3.86 | $21.14 |
| Daily (8 hrs) | $200.00 | −$30.92 | $169.08 |
| Weekly (52/yr) | $1,000.00 | −$154.58 | $845.42 |
| Bi-Weekly (26/yr) | $2,000.00 | −$309.15 | $1,690.85 |
| Semi-Monthly (24/yr) | $2,166.67 | −$334.92 | $1,831.75 |
| Monthly (12/yr) | $4,333.33 | −$669.83 | $3,663.50 |
| Annual (1/yr) | $52,000.00 | −$8,038.00 | $43,962.00 |
Estimate based on 2026 IRS and Tennessee withholding formulas for a standard W-4 with no pre-tax deductions. 401(k) contributions, health insurance premiums, or extra W-4 withholding will change your actual paycheck.
