Free New York hourly paycheck calculator for 2026. Enter your wage and hours to see take-home pay after federal tax, Social Security, Medicare and New York deductions — includes NYC tax, PFL & SDI.
Enter your hourly wage. The New York minimum wage for 2026 is $17.00 in New York City, Long Island, and Westchester.
Enter your regular hours per week and any overtime hours. Overtime is paid at 1.5× your hourly rate.
Choose how often you are paid (weekly, every two weeks, twice a month, or monthly) and your federal filing status from your W-4.
Enter your IT-2104 allowances and whether you live in New York City. Leave the default if you are not sure.
Click "Calculate" to see your take-home pay per paycheck and per year, with every federal and state deduction itemized.
Gross pay is your hourly rate × regular hours, plus overtime hours × rate × 1.5, converted to your pay period. Federal income tax is estimated with the IRS 2026 percentage method for a W-4 with no extra adjustments: annual wages minus the standard deduction, taxed at the 2026 brackets. Social Security is 6.2% of wages up to $184,500, and Medicare is 1.45% (plus 0.9% above $200,000). New York State income tax ranges from 3.9% to 10.9% in 2026, after rate cuts for the lower and middle brackets. New York City residents also pay city income tax, withheld from every paycheck. Two small deductions apply to most private-sector workers statewide: Paid Family Leave (0.432% of wages, up to $411.91 a year) and disability insurance (up to $0.60 a week).
$17.00 an hour for 40 hours a week, paid every two weeks, filing single and 0 IT-2104 allowances. Gross pay is $1,360.00 per paycheck ($35,360.00 a year). Withheld per paycheck: Federal income tax $79.35, Social Security (6.2%) $84.32, Medicare (1.45%) $19.72, New York State income tax $51.74, NY Paid Family Leave (0.432%) $5.88, NY Disability (SDI) $1.20. Take-home pay: $1,117.79 per paycheck, or $29,062.56 a year — about $13.97 per hour worked.
$25.00 an hour for 40 hours a week, paid every two weeks, filing single and 0 IT-2104 allowances. Gross pay is $2,000.00 per paycheck ($52,000.00 a year). Withheld per paycheck: Federal income tax $156.15, Social Security (6.2%) $124.00, Medicare (1.45%) $29.00, New York State income tax $86.30, NY Paid Family Leave (0.432%) $8.64, NY Disability (SDI) $1.20. Take-home pay: $1,594.71 per paycheck, or $41,462.36 a year — about $19.93 per hour worked.
$25.00 an hour for 40 hours a week, paid every two weeks, filing single and 0 IT-2104 allowances. Gross pay is $2,000.00 per paycheck ($52,000.00 a year). Withheld per paycheck: Federal income tax $156.15, Social Security (6.2%) $124.00, Medicare (1.45%) $29.00, New York State income tax $86.30, New York City income tax $65.23, NY Paid Family Leave (0.432%) $8.64, NY Disability (SDI) $1.20. Take-home pay: $1,529.48 per paycheck, or $39,766.36 a year — about $19.12 per hour worked.
$32.00 an hour for 40 regular hours plus 5 overtime hours a week, paid weekly, filing married and 0 IT-2104 allowances. Gross pay is $1,520.00 per paycheck ($79,040.00 a year). Withheld per paycheck: Federal income tax $98.55, Social Security (6.2%) $94.24, Medicare (1.45%) $22.04, New York State income tax $70.66, NY Paid Family Leave (0.432%) $6.57, NY Disability (SDI) $0.60. Take-home pay: $1,227.34 per paycheck, or $63,821.73 a year — about $27.27 per hour worked.
Find answers to the most common questions about new york hourly paycheck calculator.
New York State income tax ranges from 3.9% to 10.9% in 2026, after rate cuts for the lower and middle brackets. New York City residents also pay city income tax, withheld from every paycheck. Two small deductions apply to most private-sector workers statewide: Paid Family Leave (0.432% of wages, up to $411.91 a year) and disability insurance (up to $0.60 a week). On top of state deductions, every worker pays federal income tax (based on your W-4), Social Security at 6.2%, and Medicare at 1.45%. For a single worker earning $25 an hour full time, total deductions come to about 20% of gross pay.
New York's minimum wage is $17.00 per hour in New York City, Long Island, and Westchester County, and $16.00 in the rest of the state for 2026. From 2027, both rates rise each year with inflation.
New York follows the 40-hour workweek: non-exempt employees earn 1.5× their regular rate for hours over 40. Minimum-wage workers whose workday spans more than 10 hours, including breaks, are owed one extra hour at the minimum wage ("spread of hours" pay). Enter your weekly overtime hours in the calculator to include them. Under the federal "no tax on overtime" rule for 2025–2028, you may be able to deduct up to $12,500 of the extra half of your overtime pay ($25,000 if married filing jointly) on your federal return. That deduction is claimed when you file, so it does not lower the withholding shown here unless you adjust your W-4.
NYC residents pay city income tax at rates from about 3.1% to 3.9% on their tax returns. Paycheck withholding follows the state's NYC withholding tables. Turn on "NYC resident" in the calculator to include it. It depends on where you live, not where you work: someone who commutes into Manhattan from New Jersey or Westchester does not pay NYC income tax.
PFL is New York Paid Family Leave. In 2026, 0.432% of your gross wages is deducted for it, up to a maximum of $411.91 for the year. It funds up to 12 weeks of partially paid leave to bond with a new child, care for a seriously ill family member, or handle military family needs.
Not yet. Yonkers residents pay a surcharge based on their New York State tax, and nonresidents who work in Yonkers pay a small tax on wages earned there. If either applies to you, your take-home pay will be slightly lower than the estimate shown.
It uses the official 2026 withholding formulas, so for a standard W-4 and IT-2104 allowances with no other deductions it should be within a few dollars of your actual paycheck. Your real check will be lower if you have pre-tax deductions like 401(k) contributions or health insurance premiums (those also reduce your income tax), or extra withholding on your W-4. Sources: IRS Rev. Proc. 2025-32, Social Security Administration 2026 wage base, NYS Department of Taxation and Finance, NYS-50-T-NYS (1/26); NYS Department of Taxation and Finance, NYS-50-T-NYC (1/26); NY Department of Financial Services, 2026 Paid Family Leave rate; NY Department of Labor, minimum wage.
Calculations and computational models on QuickBizCalc are verified against published regulatory standards and statutory tax tables:
Publication 15-T (Federal Income Tax Withholding Methods) & Publication 15 (Employer's Tax Guide).
Fair Labor Standards Act (FLSA 29 U.S.C. § 207) regulations on overtime hours, recordkeeping, and minimum wage.
OASDI taxable maximum wage base limits and statutory FICA tax rates (6.2% Social Security + 1.45% Medicare).
Formulas and worked examples are checked against the sources above before publishing. For advice on your own situation, consult a licensed tax professional or accountant.
New York Withholding
Total allowances from your New York IT-2104 (0 if you did not file one).
